Sign up bonuses are a popular way for banks, apps, and websites to attract new customers by offering cash incentives. Many of these bonuses require setting up direct deposit, but there are also plenty of instant sign up bonus opportunities that don't have this requirement, which means that you would get free money just for signing up.
These apps with immediate sign up bonus offers allow you to quickly earn extra money without the hassle of changing your payroll information. Whether you're looking for a new bank account, investing platform, or even online casino, you can find an instant sign up bonus with no deposit that fits your needs.
Top Sign Up Bonus Opportunities
The following list has many types of apps and platforms that offer sign up bonuses, one of which surely will spike your interest. Keep reading to know how to get some few free bucks.
1. Freecash
Freecash is a popular Get-Paid-To (GPT) platform that rewards users for completing various tasks, such as surveys, offers, and playing games, and it also features a generous instant sign up bonus no deposit required.
When you join Freecash using a referral code, you'll have the chance to win up to £250 in bonus coins, which can be redeemed for cash or gift cards.
Create an account using a referral link or code. Once you've verified your email address, click on the "Win up to $250!" button at the top of the page and enter the code. The amount you win will vary between $0.05 and $250.
What sets Freecash apart is the opportunity to earn even more bonus coins. If you earn 1,000 coins within 48 hours of signing up, you'll be eligible for three more bonus cases, giving you additional chances to boost your earnings.
After earning the free bonus, the platform offers plenty of ways to keep making money online, so it is worth checking it out!
2. Swagbucks
Swagbucks is a popular rewards and loyalty program which also offers users an instant sign up bonus with no requirements.
When you create a new account, you'll receive a $10 bonus after spending $25 at a featured store.
Sign up for a free account and start earning SB points by completing surveys, watching videos, shopping online, and more.
Once you've accumulated enough SB, redeem them for gift cards to your favorite retailers or get cash back from PayPal.
One thing that sets Swagbucks apart is the wide variety of ways to earn rewards. In addition to the sign-up bonus, you can earn SB for everyday activities like searching the web, playing games, and even discovering new products and services.
3. Upgrade
Upgrade is a fintech company that offers personal loans, credit cards, and a rewards checking account.
They currently have an enticing sign-up bonus for new customers who open a Rewards Checking Plus account. By funding your new account and making three debit card transactions within 60 days, you can earn a $200 bonus.
What sets Upgrade apart is its unique combination of credit and banking products, allowing you to earn cash back on your everyday purchases while enjoying the benefits of a high-yield checking account.
With no monthly fees and early paycheck access, Upgrade's Rewards Checking Plus is a standout option for anyone looking to maximize their financial rewards.
4. Ibotta
Ibotta is a popular cashback app that rewards users for shopping both in-store and online. They offer an enticing instant sign up bonus with no direct deposit or bank account required.
New users can earn some free rewards either by being referred or applying to welcome bonuses.
Download the Ibotta app, create an account using the referral code, and submit your first receipt within seven days of signing up, or check the bonus page of your Ibotta app once you create a brand new account.
What sets Ibotta apart is its wide variety of cashback offers from popular retailers and brands. You can earn rewards on groceries, clothing, home goods, and more. Plus, Ibotta frequently offers bonuses and challenges to help you boost your earnings even further.
5. Acorns
Acorns is a popular micro-investing app that rounds up your purchases and automatically invests the spare change. They currently offer a $10 bank sign up bonus with no deposit required for new users who open an account and set up a recurring investment.
To claim the bonus, simply download the Acorns app, create an account, and set up the Recurring Investments feature. Once your first recurring investment is made successfully, you'll receive the $10 bonus investment in your Acorns portfolio.
The app is designed to make investing accessible to everyone, even those with little money or experience.
Acorns offers features like Round-Ups, which automatically invests your spare change from everyday purchases, and Found Money, which earns you bonus investments when you shop with partner brands.
Keep in mind that it only works in the US and that they might change the specificities of the bonus they offer.
6. Robinhood
Robinhood is a popular investing app that offers commission-free trading for stocks, ETFs, options, and cryptocurrencies. They offer sign up bonuses if you get started with the platform referred by a friend.
The benefit is for both the new user and the referring party, so it is a win win.
The process is very easy. In their own words, “As soon as your friend signs up, gets approved, and links their bank or debit card, then you’ll both receive gift stock.” There are a few eligibility criteria that you can check once you’ve signed up.
It has a user-friendly interface that makes investing accessible to beginners. They also offer unique features like fractional shares, allowing you to invest in expensive stocks with as little as $1.
Plus, Robinhood Gold members can earn 3% on eligible contributions and enjoy additional perks.
7. InboxDollars
InboxDollars is a popular rewards site that pays you for completing various online activities, such as taking surveys, watching videos, and shopping online.
They offer an enticing instant sign up bonus of $5 when you create a new account through a referral link, with no deposit or bank account required.
To claim your bonus, simply sign up for a free InboxDollars account and confirm your email address. Once you've earned your first rewards, keep using the platform to get the minimum threshold and then you’ll be able to cash out.
What sets InboxDollars apart is the wide variety of ways to earn, including reading sponsored emails, playing games, and even getting paid for web searches.
The referral program allows you to earn 10% of your referrals' earnings for life.
8. Rakuten
Rakuten is a popular cashback and rewards platform that partners with over 3,500 stores to offer members instant sign up bonuses and ongoing rewards, with no direct deposit required.
New users can earn a $30 bonus when they sign up using a referral link and make a qualifying purchase of at least $30 within 90 days.
To claim the bonus, simply create a free Rakuten account, shop through the platform at your favorite retailers, and earn Cash Back on eligible purchases. You can also opt to earn American Express Membership Rewards points instead of cashback.
Rakuten has an extensive network of partners, an easy-to-use browser extension, and the ability to earn rewards both online and in-store, no fees and a generous referral program.
9. Drop
Drop is a popular rewards app that offers users points for shopping at their favorite retailers, taking surveys, and more.
New users can earn a generous instant sign up bonus of $5 (5,000 points) with no direct deposit required.
Download the Drop app, create an account, and enter a referral code. Then, link your credit or debit card and start earning at least 1,000 points within the first 30 days to unlock your bonus.
What sets Drop apart is its seamless integration with your everyday spending. Once you link your cards, you'll automatically earn points whenever you shop at partnered brands, without the need for receipt scanning or offer activation.
Drop frequently offers bonus points for completing simple tasks like taking surveys, making it easy to boost your earnings and redeem your points.
10. Dosh
Dosh is a popular cashback app that offers users automatic rewards when they shop, dine, or book hotels at over 10,000 participating merchants.
New users can earn a $5 instant sign up bonus with no direct deposit required.
Download the Dosh app, create an account, and link your credit or debit card. Once you make a qualifying purchase at a participating merchant, your $5 bonus will be added to your Dosh wallet automatically.
Dosh integrates seamlessly with your everyday spending. Unlike other cashback apps, you don't need to scan receipts or activate offers before shopping. Dosh will track your purchases and credit your account with the appropriate cashback.
11. Public
Public is an innovative investing app that combines the power of social media with a user-friendly trading platform.
Public has unique social investing features, allowing users to follow and interact with other investors, sharing insights and strategies. The app also offers fractional share trading, enabling you to invest in expensive stocks with as little as $1.
It also provides educational resources and AI-powered investment analysis through its Alpha program, helping users make informed decisions.
With a diverse range of investment options, including stocks, ETFs, crypto, and alternative assets, Public caters to both beginner and experienced investors.
12. MyPoints
MyPoints is a popular rewards site that offers users points for completing various online activities, such as shopping, taking surveys, and watching videos.
New members can earn a $5 instant sign up bonus once you confirm your email, with no direct deposit required.
Create a free MyPoints account and use the MyPoints Score! browser extension when shopping online. Once you meet the qualifying purchase amount, your bonus points will be credited to your account.
MyPoints has a wide variety of earning opportunities and easy redemption options. Members can earn points for everyday activities and redeem them for gift cards to top retailers or cash out via PayPal.
Also, they offer personalized bonus point offers based on your shopping habits, allowing you to maximize your earnings on purchases you were already planning to make.
Tips for Maximizing Sign Up Bonuses
To make the most of sign up bonuses with no requirements, consider these five tips:
Choose the type of platform that works for you - there are plenty of options! - If you are looking to generate money online, the GPT options might be of more use to you, if you want to start investing, then choose alternatives on that route, and so on.
Compare offers from multiple online banks that pay you to open an account without direct deposit to find the best deal. The specific eligibility criteria or terms of use vary depending on each platform, so be sure to know which one suits you best.
Meet any minimum spending or activity requirements. Many platforms do offer sign up bonuses but you will be able to redeem them if you use the platform to meet specific thresholds or requirements.
Keep an eye out for limited-time promotions offering higher free banking sign up bonuses. There might be promo codes or offers, keep an eye out for those.
Get to know how referral codes work and share them with your friends. These codes will give a small boost to those who use it, and you will get rewarded for every new user that joins through your referral.
Remember, these bonuses are essentially free money on sign up with no deposit required, so it's worth taking advantage of them whenever possible.
Instant Sign Up Bonuses Without Direct Deposit: Final Thoughts
There are numerous opportunities to earn extra cash through instant sign up bonuses with no deposit required. You can boost your finances without the hassle of changing your direct deposit.
By taking advantage of them, you can explore financial products and services while padding your wallet. Whether you're looking for a new checking account, a rewards app, or even investing platforms offering instant sign up bonuses with no deposit and offering real money, there's an option out there for you.
So why not give some of these instant bonus opportunities a try? With a little research and strategic planning, you could be well on your way to maximizing your rewards and achieving your financial goals.
Jorge Rey is a driven writer with a passion for exploring the topics of technology, business and creativity. Drawing on his diverse writing background and talent for transforming complex topics into engaging, accessible content, Jorge delivers meticulously researched articles to help readers navigate the worlds of digital entrepreneurship and personal finance. Jorge believes in the power of knowledge to transform lives and is committed to empowering his audience with the trustworthy, actionable insights they need to thrive.
